Our Priorities

We have a clear and focused mission: to ensure that everyone experiencing enforcement action is treated fairly and protected from bad practice.

We have a number of early priorities which are key to helping us achieve this mission:

 

Evidence

There is an urgent need for robust evidence in this sector, published in full and by an independent body.

We are currently working to develop this robust evidence base to inform our work, establishing a reliable baseline to give a true sense of how often issues arise in the enforcement process and, when they do, of what is happening.

We are also introducing quarterly data returns from the industry to help us to identify trends and to inform our own oversight and monitoring work.

 

Coverage & Accreditation

We will have oversight of as much work as possible under the Taking Control of Goods Regulations. This will include the civil enforcement industry, high court enforcement and also inhouse enforcement teams at Local Authorities.

Our accreditation scheme opened for applications on 18th September. It is through our accreditation framework that we will exercise our oversight in practice, to create meaningful accountability.

The scheme will provide enforcement firms with an opportunity to make a public commitment to both accountability and high standards. And it will also help creditors to drive good practice by ensuring that they only contract with accredited firms who have made an active commitment to ECB oversight.

 

Standards

We are developing new standards for work in the enforcement sector, to establish more clearly and comprehensively what should be expected of enforcement firms and enforcement agents.

This will include consideration of important issues such as vulnerability and affordability.

In developing these standards, we will be engaging and consulting widely.

Listening with an open mind

We are guided by the principles of independence, ambition, proportionality, collaboration, and transparency to achieve our mission of ensuring all those experiencing enforcement action are fairly treated.

We want it to be easy for the debt advice sector, industry, creditors and the general public to know what we are doing and why, in pursuit of our mission.

Our board minutes, CEO reports and newsletters are all published regularly along with social media updates on our work. X(Twitter)Linkedin.

We are also a listening organisation, committed to understanding enforcement work and its impact, from all perspectives and views. As we develop our policies and approaches, we will be seeking to engage and consult widely.

Please do look out for opportunities to get involved.

The ECB will not always do exactly as each individual person or stakeholder thinks we should. This would not be practical.

What we will always seek to do, is to engage and listen with an open mind and not shy away from difficult conversations. 

Above all, we will explain how and where we have taken different views into account, and why we have made the decisions that we have. 

If you want to give us feedback or enquire about any of our work, you can do so by contacting us.

Operational plan

2024/25

ECB Operational Plan 2024/25

Business plan

2024/25

ECB final Business Plan 2024/25

ECB response to its Draft Business Plan Consultation 

Consultation on Draft Business Plan

2023/24

ECB final Business Plan 2023/24

ECB response to its Draft Business Plan consultation

Consultation on Draft Business Plan